The General Data Protection Regulation (GDPR) seeks to protect and enhance the rights of data subjects. We are committed to protecting and respecting your privacy. We take your privacy seriously and will only use your personal information as set out in this Privacy Notice.
This Privacy Notice sets out how we collect and uses any information that you give us when you use this website and our services (the “Site”). The expressions “we”, “us” and “our” refer to First European Title Insurance Company Ltd.
The legal basis for processing your personal data will be to meet our contractual obligations in providing and / or offering you an insurance policy and administering that policy. Under the GDPR this is known as processing your data for the performance of a contract or in contemplation of a contract (i.e. the insurance policy).
First European Title Insurance Company Ltd is authorised by the Malta Financial Services Authority. First European Title Insurance Company Ltd is registered in Malta under company number C88171. Registered office: The Reed Centre, Blue Harbour, Ta’ Xbiex Marina, Ta’ Xbiex, XBX 1027, Malta.
In providing insurance services, we will act as a data controller, in full compliance with the GDPR requirements.
In most cases, your personal data will be provided to us by a third party, usually a legal advisor or insurance broker, but in some instances it may come directly from you.
This data will usually be provided to us by telephone, email or input on our Site.
If you are unable to provide us with all the necessary information, we may be unable to offer you an insurance policy or administer any existing policy.
Under data protection law, you have certain rights around the processing of your data, which depend on the legal basis for collecting your data and the uses made of your data. For all uses made of your data, you have the right to be informed about how we use your data, and this notice discharges that obligation.
However, further rights apply in different circumstances, set out below:
Personal information about you to enable us to offer or provide you with an insurance policy and to administer that policy (including fraud prevention and financial crime checks as well as claims handling), such as:
First European Title Insurance Company Ltd will under no circumstances ask for any sensitive personal data from you.
First European Title Insurance Company Ltd will only use your personal information when the law allows us to. We will use your personal data where we need to:
In summary this means we use your personal data for:
If you give us information regarding another person, you are confirming they have given you permission to provide their information to us to be able to process their personal data and also that you have told them about First European Title Insurance Company Ltd.
In some cases, we may be required to disclose information held to legal, regulatory or governmental bodies, but First European Title Insurance Company Ltd is committed to only doing so under proper authority.
Unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If we need to use your personal information for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.
Please note that we may process your personal information without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.
In most cases, the policies we offer provide insurance coverage in perpetuity. We are therefore required to retain the information indefinitely, in order to continue administering those policies.
First European Title Insurance Company Ltd may share the personal information that it has about you with affiliated parties, these could include the following:
If you give us personal information regarding another person, you are confirming they have given you permission to provide their personal information to us to be able to process their personal information, and also that you have advised them that their personal information will be passed to First European Title Insurance Company Ltd and their affiliates.
On occasions, we may transfer your personal information to third countries for case administration or reinsurance purposes. We will not release the information to non-affiliated parties. Where we make such a transfer, we will take the required steps to ensure your information is protected. Such steps will include placing the party we are transferring personal information to under contractual obligations to protect it to adequate standards.
We have put in place measures to protect the security of your personal information from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed.
The internet is not a secure medium, however, we are committed to ensuring that your personal information is as secure as possible.
In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the personal information we collect online. We will use our best efforts to ensure that no unauthorised parties have access to any of your personal information.
A cookie is a small file of letters and numbers that are downloaded onto your computer when you visit a website. You can use your web browser to control cookies. These cookies are used to secure sessions and improve access to the Site.
In the event you wish to make a complaint about how your personal data is being processed by First European Title Insurance Company Ltd you have the right to complain to the Data Protection Officer, by email to: email@example.com or in writing to: The Data Protection Officer, First European Title Insurance Company Ltd, The Reed Centre, Blue Harbour, Ta’ Xbiex Marina, Ta’ Xbiex, XBX 1027, Malta.
You also have the right to complain to the Office of the Information & Data Protection Commissioner:
Office of the Information & Data Protection Commissioner
Level 2, Airways House
We may change this Privacy Notice at any time by updating this page so you should, therefore, check the Site from time to time to ensure you are aware of any changes.
It is important that you read this Privacy Notice, together with any terms and conditions that we may provide on specific occasions when we are collecting or processing personal information from you or about you so that you are aware of how and why we are using such personal information. This Privacy Notice supplements the other notices and is not intended to override them.
It is important that the personal information we hold about you is accurate and current. Please keep us informed if your personal information changes during your relationship with us.
This Privacy Notice is not designed to form a legally binding contract.
Use of the Site by you constitutes acceptance by you of the Privacy Notice. If you do not wish to accept the Privacy Notice, you should not continue to use the Site.
All calls made to and by us may be monitored or recorded.